Protect Yourself from Identity Theft!
If you are like me, and receive numerous unsolicited offers of credit on a routine basis, there is now an easy way to opt out of receiving such offers.
OptOutPrescreen.com is a joint venture among Equifax Information Services, LLC, Experian Information Solutions, Inc., Innovis Data Solutions, Inc., and TransUnion, LLC (collectively the "Consumer Credit Reporting Companies"). Through the OptOutPrescreen.com website, you may exercise your right to Opt-Out, which is a term for removing your name from receiving firm offers of credit or insurance based on your credit information with the Consumer Credit Reporting Companies, Equifax, Experian, Innovis and TransUnion. OptOutPrescreen.com’s primary purpose is to accept and process requests from consumers to "Opt-Out" of receiving firm offers of credit or insurance.
I have exercised my right under the Fair Credit Reporting Act to opt out of receiving unsolicted offers of credit or insurance for the next five years. I believe that this will reduce the chances of my becoming a victim of identity theft in the event one of these unsolicted offers ends up in the wrong hands. Opting out is also the environmentally conscious thing to do. Think how many trees will be saved, along with gasoline, etc. associated with delivering all these offers. I have also been told that opting out may increase one's credit score on the order of ten points or more. I'm not sure whether this is true, but it sounds good.
In case you don't want to opt out online, you can also call 888-5-OPT-OUT (888-567-8688). If you want to opt in, you can do that also. What a country!
OptOutPreScreen.com
OptOutPrescreen.com is a joint venture among Equifax Information Services, LLC, Experian Information Solutions, Inc., Innovis Data Solutions, Inc., and TransUnion, LLC (collectively the "Consumer Credit Reporting Companies"). Through the OptOutPrescreen.com website, you may exercise your right to Opt-Out, which is a term for removing your name from receiving firm offers of credit or insurance based on your credit information with the Consumer Credit Reporting Companies, Equifax, Experian, Innovis and TransUnion. OptOutPrescreen.com’s primary purpose is to accept and process requests from consumers to "Opt-Out" of receiving firm offers of credit or insurance.
I have exercised my right under the Fair Credit Reporting Act to opt out of receiving unsolicted offers of credit or insurance for the next five years. I believe that this will reduce the chances of my becoming a victim of identity theft in the event one of these unsolicted offers ends up in the wrong hands. Opting out is also the environmentally conscious thing to do. Think how many trees will be saved, along with gasoline, etc. associated with delivering all these offers. I have also been told that opting out may increase one's credit score on the order of ten points or more. I'm not sure whether this is true, but it sounds good.
In case you don't want to opt out online, you can also call 888-5-OPT-OUT (888-567-8688). If you want to opt in, you can do that also. What a country!
OptOutPreScreen.com
posted by Stefan J. Scholl, J.D. - Exclusive Buyer Agent at 3/29/2006 03:35:00 PM
1 Comments:
I think you're right about using optoutprescreen.com to reduce your risk of identity theft. It's way too easy for someone to take one of these pre-approvals from your mailbox. Since you don't request them in the first place you wouldn't miss one if it was stolen. I'm skeptical about the claim that using optoutprescreen.com can help your FICO score but it can certainly help you avoid the downside. There's a lot more useful info at this article about optoutprescreen.com.
Robert
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